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    <loc>https://www.specialistbroking.com.au/blog</loc>
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    <lastmod>2026-02-26</lastmod>
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  <url>
    <loc>https://www.specialistbroking.com.au/blog/a-pilots-guide-to-property</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-26</lastmod>
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      <image:title>Blog - A Pilot’s Guide to Property: How New Pilots and Crew Are Building Their Portfolio - Make it stand out</image:title>
      <image:caption>Throwback to flying days. Paul in the middle is one of the greatest Cabin Managers I've known. Patient, unruffled by just about anything (even aircon breakdowns in 35 degrees / &gt;90% humidity / unhappy passengers), more flying hours under his belt than the most seasoned traveller, and an absolute gentleman. Working Christmas Day was never a problem with this crew.</image:caption>
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      <image:title>Blog - A Pilot’s Guide to Property: How New Pilots and Crew Are Building Their Portfolio - Make it stand out</image:title>
      <image:caption>Six-sector days between Normanton, Doomadgee, Mt Isa and Cairns. There were perks: a spot of barramundi fishing between flights (we’d pack it iced into the overhead).</image:caption>
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    <image:image>
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      <image:title>Blog - A Pilot’s Guide to Property: How New Pilots and Crew Are Building Their Portfolio - Make it stand out</image:title>
      <image:caption>If only I’d invested in property at the same time as I got my GFPT (Recreational Pilots Licence), aged 16. (Check out the storm cell coming in behind me. Don’t mention the socks.)</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - A Pilot’s Guide to Property: How New Pilots and Crew Are Building Their Portfolio - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - A Pilot’s Guide to Property: How New Pilots and Crew Are Building Their Portfolio - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - A Pilot’s Guide to Property: How New Pilots and Crew Are Building Their Portfolio - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.specialistbroking.com.au/blog/meet-christine-ong-head-of-credit-and-lending</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/95c8dd2a-36c2-4fc0-89a1-c769b89bbc6b/christine-ong-head-of-credit-and-lending-specialist-broking.png</image:loc>
      <image:title>Blog - Meet Christine Ong: Head of Credit and Lending at Specialist Broking - Make it stand out</image:title>
      <image:caption>Christine Ong, Head of Credit and Lending at Specialist Broking.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Meet Christine Ong: Head of Credit and Lending at Specialist Broking - Make it stand out</image:title>
      <image:caption>Kind words from our investor clients.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/9b0660b6-42e6-4af3-89f6-18f7a1e6e96d/client-review-business-owner-commercial-finance.jpg</image:loc>
      <image:title>Blog - Meet Christine Ong: Head of Credit and Lending at Specialist Broking - Make it stand out</image:title>
      <image:caption>Kind words from our business owner clients.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/c9271441-02e5-4ea0-bac8-a4cf91b9479c/client-review-first-home-buyer-lending-support.jpg</image:loc>
      <image:title>Blog - Meet Christine Ong: Head of Credit and Lending at Specialist Broking - Make it stand out</image:title>
      <image:caption>Kind words from our first home buyers.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/6f8c21a6-0a70-40ee-8644-6f10dcada848/why-work-with-specialist-broking-client-benefits.jpg</image:loc>
      <image:title>Blog - Meet Christine Ong: Head of Credit and Lending at Specialist Broking - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1f0b6ab1-cf04-4fbc-901f-ed7e3f948473/specialist-broking-pilot-cockpit.png</image:loc>
      <image:title>Blog - Meet Christine Ong: Head of Credit and Lending at Specialist Broking - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.specialistbroking.com.au/blog/relocation-checklist-moving-with-ease</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-26</lastmod>
    <image:image>
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      <image:title>Blog - Relocation Checklist: Moving With Ease - Relocation checklist: moving with ease</image:title>
      <image:caption>Relocation checklist for Australians moving home, showing a coastal construction site overlooking the ocean, representing property, timing and transition decisions.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1768871334219-FG53RMDD3HFD57FPAA16/2.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - #1 Talk to the locals</image:title>
      <image:caption>Family standing near a stone wall talking to horses in a regional town, representing the value of local knowledge when relocating.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1768871359047-Q1NAAVF061R2H8V9CVR3/3.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - #2 Check flood and fire maps</image:title>
      <image:caption>Coastal access path blocked by a road closed sign after storm damage, highlighting flood and bushfire risks to consider before buying property.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1768871349521-2W16P0M4S6WGUZFDTSQ2/4.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - #3 Look for infrastructure</image:title>
      <image:caption>CareFlight helicopter on the ground near construction works, symbolising the impact of hospitals, transport and infrastructure on property values.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1768871362702-0HWTUFD0FZRR7OBVQF3G/5.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - #4 Sort your finances</image:title>
      <image:caption>Finance professional working at a laptop in a bright office, representing loan pre-approval and financial preparation before relocating.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1768871385606-LLZJZYP89PKNSL140ZFZ/6.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - #5 Rent, buy or invest</image:title>
      <image:caption>Person carrying a surfboard along the beach at sunset, illustrating lifestyle choices when relocating and deciding whether to rent, buy or invest.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1768871385434-KODLVXLXHPHE0427YY0C/7.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - #6 Put us in your corner</image:title>
      <image:caption>Specialist Broking team reviewing finance options together at a desk, highlighting the importance of trusted advisers during a home relocation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/72a090e6-2d93-4483-85bc-ecbbf4444b2e/client-testimonial-pilot-specialist-broking.jpg.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/d7f440d9-448e-40e8-b181-5f1e41d62a37/client-testimonial-physiotherapist-specialist-broking.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/43039601-28b4-4c32-aa5f-a9b63ab44042/why-work-with-us-specialist-broking.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1f0b6ab1-cf04-4fbc-901f-ed7e3f948473/specialist-broking-pilot-cockpit.png</image:loc>
      <image:title>Blog - Relocation Checklist: Moving With Ease - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.specialistbroking.com.au/blog/staying-connected-relationships-not-transactions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/3bbfd5ff-7fa1-474d-a2ff-03e1bee4866a/specialist-broking-team-relationships.jpg</image:loc>
      <image:title>Blog - Staying Connected: A Year of Relationships, Not Transactions - Make it stand out</image:title>
      <image:caption>Reflecting on what matters most in our work. Strong relationships. Ongoing conversations. And staying connected long after a deal is done. Photo: Maggie Langtry</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/b5967c01-4394-41f3-ac12-8c8b401508f2/Christmas+Santa+Hat+Photo.png</image:loc>
      <image:title>Blog - Staying Connected: A Year of Relationships, Not Transactions - Make it stand out</image:title>
      <image:caption>Our comms person knocked off early ahead of Christmas, giving me free license with our Canva account. I think they will be impressed with my handiwork.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.specialistbroking.com.au/blog/when-glenn-mcgrath-nedd-brockmann-and-dr-richard-harris-share-a-stage</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-20</lastmod>
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      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage</image:title>
    </image:image>
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      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage</image:title>
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    <image:image>
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      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage</image:title>
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    <image:image>
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      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage</image:title>
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      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1764812686707-1S74BAC17TUCVNOO66HY/SFG_Day1_0596_email.jpg</image:loc>
      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage</image:title>
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    <image:image>
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      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage</image:title>
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      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/78662e7b-3fe8-49e9-8792-bc4e6d093a54/8.jpeg</image:loc>
      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage - Make it stand out</image:title>
      <image:caption>Glenn McGrath with Specialist Broking’s Director of Impact and Strategy, Alison Dunn Jones.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/a225561e-2568-418e-94c7-194040457f2b/SFG_Day1_0596_email.jpg</image:loc>
      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage - Make it stand out</image:title>
      <image:caption>Dr Richard Harris sharing insights from the 2018 Thailand cave rescue at the SFG National Conference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/09421817-b162-4451-88e5-ae9aa1ce07d1/5.png</image:loc>
      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage - Make it stand out</image:title>
      <image:caption>Nedd Brockman with the Specialist Broking team (from left to right: Daniel Jones, Alison Dunn Jones, Nedd Brockman, Cassandra Anstee and Carly Collins).</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/03d98ea3-3a97-4f61-a34c-086c4520e66d/SFG_Day1_0525_email.jpg</image:loc>
      <image:title>Blog - When Glenn McGrath, Nedd Brockmann and Dr Richard Harris Share a Stage - Make it stand out</image:title>
      <image:caption>Glenn McGrath, Nedd Brockmann and Dr Richard Harris sharing a laugh at the 2025 SFG National Conference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.specialistbroking.com.au/blog/blog/summer-storm-insurance-check</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/2ea52c1c-99b5-4735-9958-4c0e31ed9067/1.png</image:loc>
      <image:title>Blog - When a Summer Storm Becomes a Finance Lesson - Make it stand out</image:title>
      <image:caption>A summer storm off the coast is a good reminder for homeowners and landlords to review insurance, rebuild costs and risk mapping as changing weather patterns continue to influence premiums and property assessments. Photo: Alison Dunn Jones</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/376469a4-da34-4637-be90-f251a517022e/2.png</image:loc>
      <image:title>Blog - When a Summer Storm Becomes a Finance Lesson - Make it stand out</image:title>
      <image:caption>Other worldly scenes as lightning cracks over the mid north coast. Photo: Alison Dunn Jones</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/d8c5f3a6-8f9c-4428-b63a-3503e62ab7be/3.png</image:loc>
      <image:title>Blog - When a Summer Storm Becomes a Finance Lesson - Make it stand out</image:title>
      <image:caption>The storm heading out to sea. Photo: Alison Dunn Jones</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.specialistbroking.com.au/blog/4-checks-before-setting-up-a-trust-for-borrowing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/393ef208-7a0d-4e44-b84d-24350b067c9a/1.png</image:loc>
      <image:title>Blog - 4 Checks Before Setting Up a Trust for Borrowing - Over the past month, two major lenders, Macquarie Group and Commonwealth Bank, have made significant changes to trust and company lending. These shifts matter for anyone planning to buy property through a trust or considering setting one up.</image:title>
      <image:caption>In this guide, I’m sharing the four checks I walk through with pilots, medical professionals and business owners before they use a trust or company structure for borrowing. (We first shared this update on LinkedIn, where many of our clients reached out with their thoughts.)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/21554d36-5ec0-40c3-acd4-6f8cb8059156/6.png</image:loc>
      <image:title>Blog - 4 Checks Before Setting Up a Trust for Borrowing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1764041938915-09HLC0HJE18192HEYPR7/2.png</image:loc>
      <image:title>Blog - 4 Checks Before Setting Up a Trust for Borrowing - Check #1</image:title>
      <image:caption>Does the trust structure still make sense if income, rates or life circumstances change?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1764043540826-V631KYC2S4WAPF000P11/What+to+check+before+using+a+trust+or+company.png</image:loc>
      <image:title>Blog - 4 Checks Before Setting Up a Trust for Borrowing</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1764041939168-OQC5S3FCUGPC1J6E7RO5/3.png</image:loc>
      <image:title>Blog - 4 Checks Before Setting Up a Trust for Borrowing - Check #2</image:title>
      <image:caption>Will the bank allow the trust or company structure you want to use?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6396b21b01bb724434ad4d8b/1764043636314-9O909ZBO3FRAVC1A9WFR/What+to+check+before+using+a+trust+or+company.png</image:loc>
      <image:title>Blog - 4 Checks Before Setting Up a Trust for Borrowing</image:title>
    </image:image>
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