Car and Asset Loans
Asset lending that keeps your family and your business moving for the long term.
Every family, business or operation relies on the right equipment at the right time. Whether you are upgrading vehicles, replacing machinery or financing equipment for growth, we help you structure lending that protects cash flow, supports day to day operations and avoids unnecessary pressure on future borrowing capacity.
With experience across medical practices, aviation operations, trades, logistics, construction, consultants and small business ownership, we bring clarity to the fine print so your lending works with your broader financial strategy, not against it.
What We Help With
Asset lending built around your goals, cash flow and operational needs.
We support families, professionals and business owners with:
financing cars, utes or light commercial vehicles
funding equipment, tools and machinery for business operations
upgrading vehicles or replacing aging assets to reduce downtime
structuring asset loans to improve cash flow and reduce financial pressure
reviewing or refinancing existing asset loans for clearer pricing and terms
equipment purchases for medical practices, clinics or allied health operations
aviation equipment lending including hangar upgrades or essential tools
vehicle and equipment strategies for franchise operators and small businesses
planning asset purchases in line with future borrowing capacity and long term plans
Every recommendation is designed to support your day to day needs and make sure your lending remains stable and predictable as your life or business evolves.
How We Work
Every asset loan influences your broader financial position, so we make sure each structure supports your goals now and in the long term.
With Specialist Broking, you can expect:
A clear understanding of your financial position
Every loan, even a simple vehicle finance agreement, affects borrowing power. We review your cash flow, existing repayments, rate history and long term plans so we can structure lending that strengthens your broader financial position, not restrict it.
Structures that protect cash flow and keep operations moving
If the term, rate or ownership structure is wrong, asset lending can choke your cash flow. We design lending frameworks that keep repayments predictable, maintain working capital and support the day to day needs of your family, business or practice.
Strong lender positioning and better long term outcomes
Drawing on our experience across aviation, medical practices, small business ownership, trades and franchise networks, we position your application clearly and negotiate terms that work now and protect your future borrowing capacity.
Ongoing guidance as your needs evolve
Whether you’re upgrading vehicles, adding equipment or expanding operations, we support each step with advice that considers tax treatment, entity structures and your long term financial strategy. You also have access to our annual Specialist Broking Health Check, ensuring your lending stays aligned with your goals as life, income and market conditions shift.
Who We Work With
We support people who rely on vehicles, equipment or machinery to keep life and business running smoothly.
We work with:
families upgrading vehicles or replacing aging assets
business owners financing equipment or operational tools
medical specialists and allied health practices requiring clinical or diagnostic equipment
aviation professionals and operators needing reliable equipment or support assets
trades, logistics and construction businesses seeking efficient equipment finance
franchise owners managing vehicle fleets or essential tools
self employed clients who need lending that supports variable income or operational demands
growing SMEs planning ahead for expansion or efficiency gains
Our insight into residential lending, asset finance, business ownership and complex income structures means we can structure lending that genuinely fits your long term financial position.
WHAT OUR CLIENTS SAY:
“Working with Dan was a game changer. He made the process clear and stress free. He took the time to really understand my unique situation and found a solution that worked for me.
Dan genuinely cares about his clients. It shows in the way he operates.”
Charles Duncombe — Associate Creative Director, Channel 9