Equity Release
Equity lending that supports your next financial move.
Your property’s equity can be a powerful tool. Whether you are renovating, investing, expanding your business or planning a new financial chapter, we help you access equity safely and structure it in a way that protects cash flow and supports your broader financial position.
With experience across residential lending, investment strategy, commercial finance, complex income and multi-property portfolios, we bring clarity to the numbers so your equity release works for today’s plans and tomorrow’s opportunities.
What We Help With
Equity release built around your goals and financial strategy.
We support homeowners, investors and business owners with:
releasing equity for renovations or home upgrades
funding investment properties or growing existing portfolios
accessing equity for business capital, new equipment or operational needs
structuring lending for lifestyle goals without compromising future borrowing ability
simplifying lending by consolidating or restructuring existing loans
reviewing current lending for better pricing, features or flexibility
modelling equity strategies to understand repayments, cash flow impact and long term outcomes
Every recommendation is designed to strengthen your financial position and make sure releasing equity supports, rather than pressures, your next step.
How We Work
Equity release is about clarity, structure and protecting your financial footing.
With Specialist Broking, you can expect:
A clear understanding of your position
We begin by reviewing your current lending, property values, rate history, cash flow needs and goals. This helps shape the right equity release strategy for your situation.
Structures that preserve flexibility and reduce risk
We design loan setups that support your cash flow, reduce unnecessary risk and protect your borrowing power. Where needed, we simplify lending across multiple properties or entities so your equity release does not limit future options.
Strong lender positioning
Drawing on our experience with complex income, investment properties, business structures and multi-property portfolios, we present your application clearly and negotiate favourable terms.
Ongoing support as your needs evolve
With access to your annual Specialist Broking Health Check, your lending stays aligned with your goals as life, income and market conditions shift.
Who We Work With
We support people who want their equity to work harder for them.
We work with:
homeowners preparing for renovations or life changes
investors releasing equity to build or adjust their portfolio
professionals and business owners accessing capital for growth or new opportunities
medicos and aviation professionals with complex income pathways
families planning upgrades, education expenses or lifestyle goals
clients reviewing existing loans for clearer structure or more predictable cash flow
Our insight into residential lending, investment strategies, complex income and multi-property structures means we can build an equity release strategy that genuinely fits your needs.
WHAT OUR CLIENTS SAY:
“Dan and the team have been fantastic at navigating the challenges that come with self-employed loans. They helped us refinance our home loan and also freed up funds to build a new deck and get some other renovations underway.
We really appreciate all the work they’ve done for us and look forward to working with Specialist Broking for many years to come.”
Saskia and Eddy Walsh — Business Owners