Home Loans
First Home Buyers
Buying your first home is a big step. We help you understand deposit requirements, potential government schemes, Lenders Mortgage Insurance (LMI), and how to position your application so you are in the strongest position possible. With our specialist insight into medical, aviation and unique income structures, we guide you through each step so you make confident decisions.
Owner Occupier Loans
Whether you are upgrading, downsizing or building your forever home, we structure owner occupier lending that aligns with both your short term needs and long term goals. We focus on ease, clarity and strategic finance so your home is a foundation, not a burden.
Pre Approvals
A pre-approval gives you certainty before you commit. We help agents and vendors take you seriously, and we manage extensions or updates where needed. With a valid pre-approval in hand, you move with confidence instead of uncertainty.
Guarantor Loans
Sometimes you need a bit of backing. Guarantor arrangements can empower you to unlock a home sooner. We structure loans using the right guarantor framework, manage lender requirements, and reduce risk wherever possible.
Construction Loans
Building a home or renovation plan? Construction loans require staged funding and careful cash flow planning. We help you coordinate contracts, manage progress claims, and ensure your funding stays in sync with your build.
Bridging Loans
If you are moving from one home to another, bridging finance can help you avoid holding two mortgages simultaneously. We select lenders and structures that minimise risk, interest load and timeline friction.
Low doc Loans
For self employed, contractors or clients with irregular income, low doc options exist. We match you with lenders who accept alternate evidence of income so you can still access finance even if your paperwork is not standard.
Medico Loans
We specialise in lending for doctors, dentists and allied health professionals. Whether you are navigating registrar pay, practice structures or progressing from first home to investment, we structure finance that understands the medical path.
WHAT OUR CLIENTS SAY:
“When I’m flying, it makes a huge difference knowing I have a broker who understands that my schedule and circumstances aren’t always straightforward.
Daniel and his team did a wonderful job of securing the best home loan for us. Dan’s communication and accessibility when we needed him was so appreciated during a stressful time.
We could not recommend Daniel and Specialist Broking highly enough to anyone seeking a professional and reliable broker!”
Trevor Elkin — Check & Training Captain, Jetstar