SMSF Loans
SMSF lending that supports your financial strategy.
Self Managed Super Fund lending can unlock significant opportunities when structured correctly. Whether you are purchasing your first SMSF investment property or reviewing an existing loan, we help you build a clear, compliant lending strategy that supports your fund’s goals without adding unnecessary risk.
With experience across SMSF lending, trust structures, company trustees, investment strategies and multi-property portfolios, we bring clarity to the rules and fine print so your lending works smoothly and stays aligned with your broader financial objectives.
What We Help With
SMSF lending built around your goals and retirement strategy.
We support trustees, professionals and business owners with:
purchasing residential or commercial property within an SMSF
reviewing existing SMSF loans for compliance, rate fit and long term suitability
working with accountants and advisers to align lending with tax and contribution strategies
structuring SMSF loans to support liquidity, cash flow and future retirement planning
navigating lender rules, SMSF restrictions and company trustee requirements
reducing risk by simplifying or restructuring lending where needed
clarifying borrowing capacity and investment options inside super
understanding how property strategy fits into your overall retirement plan
Every recommendation is designed to strengthen your long term position, make compliance easier and ensure your super fund continues to work for the future you are building.
How We Work
SMSF lending is highly regulated. We help you move through it with clarity, structure and confidence.
With Specialist Broking, you can expect:
A clear understanding of what your SMSF can and can’t do
We begin by reviewing your fund structure, trustee setup, contribution strategy, liquidity requirements and borrowing capacity so your lending decisions support your long term retirement plan.
Lending structures built for compliance and long term outcomes
We design SMSF lending frameworks that balance tax considerations, cash flow, diversification and future borrowing ability. Our role is to help you secure lending that strengthens your retirement strategy, not restricts it.
Strong positioning with SMSF-accredited lenders
We work with lenders who support SMSF lending and present your application clearly to meet strict policy requirements. Where needed, we clarify risks, documentation, lease requirements and statutory rules.
Ongoing support as rules change
SMSF lending rules shift over time. With access to your annual Specialist Broking Health Check, your lending stays aligned with compliance obligations, market conditions and your long term retirement strategy.
Who We Work With
We support trustees who want SMSF lending that works as hard as they do.
We work with:
professionals and business owners building long term investment wealth
trustees purchasing residential or commercial SMSF property
investors consolidating their strategy within an SMSF structure
clients seeking clarity on compliance, serviceability and lending rules
advisers, accountants and finance professionals needing lending partnership for clients
SMSFs with complex income, company trustees or multi-property strategies
Our insight into SMSF lending, compliance obligations and investment structures means we can help you build lending that genuinely fits your long term financial future.
WHAT OUR CLIENTS SAY:
“I can’t speak highly enough of Dan from Specialist Broking. From the very first interaction, he demonstrated exceptional professionalism, knowledge, and a genuine commitment to helping us.
What really sets Dan apart is his transparency and integrity. He explained every detail in plain language, ensuring we felt confident and informed at every stage.”
Duane Everett